Mortgage Payment Calculator

Enter your loan amount, interest rate, and term to see your monthly payment. The stacked bar chart shows how each year's payment splits between principal and interest. Includes a full amortization schedule.

About mortgage amortization

Mortgage amortization describes how your payments are split between interest and principal over the life of the loan. Early payments are mostly interest, while later payments are mostly principal.

Monthly payment calculation
Stacked bar chart — principal vs interest by year
Full amortization schedule table
Total interest paid over the life of the loan
Export chart as PNG or schedule as CSV
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