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Planning

Planning — goals + income streams

The 'am I getting there?' view. Goals tab tracks your financial targets (emergency fund, house deposit, gap year, FIRE) against your actual portfolio — manual, tag-linked, or category-linked with ETA from your real savings rate. Income tab consolidates every cash inflow (salary, side-hustles, dividends, staking rewards, rental income) so you see exactly what fuels the plan. Together they're the engine of 'why am I saving?' and 'where does it come from?'.

About planning

Financial goals without income visibility are wishful thinking; income without goals is a drift. Pairing both in one view makes the savings-rate calculation honest: progress = income − expenses, target = goal, ETA = progress / gap. The numbers stop feeling abstract when both sides of the equation are right there.

  • Goals tab: manual / by-tag / by-category tracking with ETA
  • Income tab: auto passive income (staking / dividends / rent) + manual streams
  • Shared household tag filter across tabs
  • URL ?tab= persistence for shareable deep links
  • All data stays encrypted on your device

100% free. No signup. No data collected or sent anywhere.

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